Terms & Conditions

Effective Date: January 1, 2025

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1. Introduction
Welcome to MichaelHarteJr.com ("Website"). These Terms & Conditions (“T&C”) govern your use of our Website, products, and services. By accessing or using the Website, you agree to be bound by these T&C. If you do not agree, please discontinue use immediately.  

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2. Eligibility 
You must be at least 18 years old to use this Website. By using this Website, you confirm that you meet this requirement and have the legal capacity to enter into these T&Cs.  

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3. Changes to Terms  
We reserve the right to update, modify, or discontinue any part of these T&Cs at any time. Continued use of the Website after changes indicates acceptance of the revised terms.

 

4. Website Use & Restrictions 
- You may use the Website for personal or business purposes, provided that such use complies with these T&Cs.  
- You must not use the Website for unlawful, fraudulent, or abusive activities.  
- Unauthorized use, copying, or distribution of content from the Website is strictly prohibited.  

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5. Products & Services 
- We offer digital and informational products, including courses, eBooks, audio programs, and consultancy services.  
- Pricing and availability of products are subject to change at our discretion.  
- We reserve the right to refuse service or cancel orders at any time.  

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6. Payment & Billing
- All transactions are processed securely through third-party payment providers.  
- You agree to provide accurate payment and billing information.  
- We are not responsible for any additional fees charged by your payment provider.  

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7. Refunds & Cancellations 
- Due to the nature of digital products, all sales are final unless otherwise stated.  
- Refunds for consultancy services or courses may be considered under specific circumstances at our discretion.  
- If you have issues with your purchase, contact us at support@michaelhartejrcom.  

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8. Intellectual Property 
- All content, branding, trademarks, and intellectual property on the Website belong to Michael Harte Jr. or respective licensors.  
- You may not copy, distribute, modify, or use any Website content without prior written permission.  

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9. Account Suspension & Termination  
We reserve the right to suspend or terminate user accounts without notice if we detect violations of these T&Cs, fraudulent activities, or abuse of our services.  

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10. Limitation of Liability 
- We do not guarantee uninterrupted access to the Website or that our products will meet all user expectations.  
- To the fullest extent permitted by law, we are not liable for any direct, indirect, or consequential damages arising from the use of our Website or services.  

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11. Privacy Policy
Your use of this Website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information.  

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12. Third-Party Links & Services
Our Website may contain links to third-party websites. We are not responsible for their content, privacy policies, or practices. Your interactions with third-party services are at your own risk.  

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13. Governing Law & Dispute Resolution
These T&Cs shall be governed by and interpreted in accordance with the laws of the State of Delaware. Any disputes shall be resolved through arbitration or courts within the same jurisdiction.  

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14. Contact Information
If you have any questions or concerns regarding these Terms & Conditions, contact us at:

Michael Harte Jr. LLC

2810 N Church St. #250913 | Wilmington | Delaware 19802 (Written Correspondence Only)
Email: support@michaelhartejr.com 
Phone: 305-791-5422